We’ve all been there. Maybe your car’s in the shop. Maybe you’re home for the holidays and need to run errands. Or maybe your friend just offered you their car for a weekend road trip. Whatever the reason, borrowing a car sounds easy—until you realise you need to be properly insured to drive it.
That’s where temporary car insurance comes in. It’s quick, flexible, and often cheaper than being added to someone’s annual policy. If you’re in the UK and thinking about getting behind the wheel of someone else’s car, here’s everything you need to know.
Why Can’t I Just Drive Someone Else’s Car?
Many people assume that if the car owner has insurance, you’re good to go. Unfortunately, that’s rarely the case. Most UK insurance policies only cover named drivers, and borrowing someone’s car without being added to their policy might make you uninsured—and that’s illegal.
Even if you have your own insurance, the level of cover when driving another car is often third-party only, which won’t cover any damage to the vehicle you’re borrowing.
What Is Temporary Car Insurance?
Temporary car insurance—also called short-term insurance—gives you fully comprehensive cover on a car that you don’t own, for as little as one hour up to 30 days. It’s a standalone policy that doesn’t affect the car owner’s no claims bonus if anything goes wrong.
That’s what makes it such a popular choice for students, visitors, and anyone in a pinch.
When Does It Make Sense to Use It?
Temporary insurance can be a lifesaver in loads of situations. For example:
- You’re borrowing your partner’s or parent’s car to run errands.
- You’re moving house and want to drive a friend’s van for the day.
- You’re going on a road trip and want to split the driving.
- You’re test driving a used car before buying.
- You’re home from uni and want to drive the family car temporarily.
It’s even useful in emergencies—say your car breaks down and you need to borrow one for the weekend.
Why Choose Veygo for Temporary Cover?
Veygo makes getting insured quick, easy, and entirely online. You can get a quote in minutes, and if you like what you see, your policy can start immediately.
Here’s why Veygo stands out:
- Flexible durations – from 1 hour up to 30 days.
- Instant cover – no phone calls, no waiting.
- Fully comprehensive – peace of mind while you drive.
- Protects the owner’s no claims bonus – accidents don’t affect their policy.
And because Veygo is backed by Admiral, one of the UK’s most trusted insurers, you know you’re in safe hands.
Who’s Eligible?
To get temporary car insurance through Veygo, you’ll need:
- A full, valid UK or EU licence (some international licences may also be accepted).
- To be between 17 and 75 years old.
- The car’s registration number, and permission to drive it.
- The car must be UK-registered, taxed, and have a valid MOT.
How Do I Get Started?
Just head over to Veygo.com, enter the car’s registration number, your licence details, and how long you want cover for. You’ll get a quote instantly—and if it suits you, you can buy it right there and then.
No paperwork, no fuss. It’s perfect for those “I-need-it-now” moments.
The Bottom Line
Borrowing a car doesn’t have to be complicated. With Veygo’s temporary insurance, you can be behind the wheel in minutes, with the confidence that you’re covered.
Whether it’s for a day, a weekend, or a bit longer, short-term insurance is the smart, stress-free solution for modern drivers. So the next time you need to borrow a car—don’t just grab the keys. Get covered with Veygo, and drive happy.